Simple, affordable pricing
Pick a plan, start building credit. No credit check. Cancel anytime.
- Reports to 1 bureau (Equifax)
- Monthly payment tracking
- Basic credit monitoring
- Email support
- Reports to 2 bureaus (Equifax + Experian)
- Credit score tracking dashboard
- Payment reminders
- Priority support
- Reports to all 3 bureaus
- Housing readiness score
- Priority bureau reporting
- Dedicated support
| Feature | Starter $5/mo |
Builder $10/mo |
Accelerator $15/mo |
|---|---|---|---|
| Equifax reporting | ✓ | ✓ | ✓ |
| Experian reporting | — | ✓ | ✓ |
| TransUnion reporting | — | — | ✓ |
| Credit score tracking | — | ✓ | ✓ |
| Housing readiness score | — | — | ✓ |
| Payment reminders | — | ✓ | ✓ |
| Support level | Priority | Dedicated |
Can I report past rent payments?
CredLift reports your monthly subscription payments as a verified installment tradeline — that starts the moment you activate your account. Every on-time payment after signup builds your credit history with Equifax, Experian, and TransUnion. Your credit history from past payments stays on your report permanently once it's there.
Can I switch plans later?
Yes. You can upgrade or downgrade your plan at any time from your account dashboard. Changes take effect on your next billing cycle.
Why does Builder report to 2 bureaus for $10?
We negotiate volume rates with each bureau so we can pass the savings on. Two bureaus doubles your credit profile visibility to landlords — that's the sweet spot for most of our users.
When will I see results?
Most users see their first score update within 30–45 days. Meaningful score movement typically happens in 60–90 days. Credit building is a compounding process — the longer you stay, the better the results.
Is there a credit check to sign up?
No. CredLift doesn't check your credit to get started. That's the whole point — you shouldn't need a credit score to build one.
What happens if I miss a payment?
We'll send reminders before your payment is due. If a payment does fail, we pause reporting rather than reporting a negative mark — protecting the progress you've already built.
Can I cancel anytime?
Yes, no lock-in. Cancel from your dashboard with one click. Your credit history from payments already made stays on your report — that's yours permanently.
Ready to start building?
Join CredLift today. No credit check. No deposit. Results in 30–90 days.
Get Started — Plans from $5/mo