CredLift helps credit-invisible Americans build real credit scores through affordable monthly plans that report directly to all three major bureaus. Built for renters. Designed for housing.
You pay rent on time every month. You cover your utilities, your phone, your subscriptions. None of it counts. The system only sees what it tracks, and right now, it doesn't track you.
No credit score means automatic rejection from landlords and property managers, even with perfect payment history.
Can't get a credit card without a score. Can't build a score without credit. The catch-22 that traps 45 million Americans.
Mortgage lenders require minimum scores. Without one, the dream of ownership stays out of reach, no matter how much you earn.
No credit check. No deposit. No catch. Pick a plan starting at just a few dollars a month and you're in.
Small, predictable payments that fit any budget. Every on-time payment builds your credit history with real tradeline data.
We report to Equifax, Experian, and TransUnion every month. Track your progress with your housing readiness score.
We don't just build your credit score. We build your housing readiness. Every feature is designed to get you closer to the lease or mortgage you deserve.
Equifax. Experian. TransUnion. Every payment, every month. No gaps in your credit profile that landlords can question.
You already pay rent on time. CredLift makes sure that payment history shows up where it matters: on your credit report.
We come from the property services world. We know what landlords look for, what mortgage lenders require, and what actually moves the needle.
45 million Americans deserve to be seen by the financial system. CredLift is building the bridge between invisible and unstoppable.